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Blockchain stands as a certified layer for registering immutable, certain and indisputable information records.
By certifying customer digital identities and attributes, blockchain could streamline Know Your Customer (KYC) verification activities.
Smart contract technologies allows for shared business rules and automatic business execution among different stakeholders.
Blockchain stands as a certified layer – or single source of truth – for registering immutable, certain and indisputable information records. Indeed, blockchain notary capabilities could apply to both digital and physical assets, e.g.:
The Know Your Customer (KYC) verification process is typically associated with financial services subscriptions, such as opening a bank account or purchasing an insurance product. In particular, this type of verification allows service providers to:
Nick Szabo was the first to formalise the idea of smart contracts in 1993, as a protocol used to facilitate, verify and execute a contract. With the introduction of blockchain technology, the definition of smart contracts as blockchain-based software applications which do not necessarily require human intervention for their execution became established.
In fact, smart contracts are able to operate autonomously. In addition, being part of the blockchain, they cannot be altered (they can only be modified if the change is required by the contract itself). Similarly, their execution cannot be influenced, as the smart contract will always be executed according to its specific rules, which are stored in the blockchain.
Financial services are by far the most advanced industry in terms of blockchain exploration with both independent and consortium initiatives.
Insurance companies are in the ‘peak of inflated expectations’ phase referring to Gartner hype classification.
Healthcare companies are starting to see the potential of the emerging technology, with a wide set of possible applications envisioned.
Blockchain has the potential to be combined with contracts technologies to drive significant innovation in the Energy industry.
Traditional telecoms providers are yet to embrace Blockchain, however Blockchain could offer new monetisatable services for their customers.
Within the Retail industry, the Blockchain paradigm can impact and disrupt a wide range of processes, from Supply Chain Management activities to Sales and After Sales Services.
Blockchain technology has the possibility of enabling service categories and home automation with the Property industry.
Property: a Blockchain accelerator manages the change of property ownership, in other words the transfer of ownership of any digital or physical asset (e.g. vehicles, equity, houses, etc.). Through the registration of a transaction in the Blockchain register, the identity of the seller and the buyer, the unique identifier of the asset and the time stamp associated with the transaction are guaranteed and cannot be modified.
Voting: in contexts that require a high level of transparency and security, such as voting in public ballots (e.g. to express a preference in a survey), the Blockchain technology relies on crypto currencies to guarantee both the legal certainty of the vote and the transparency of the process.
Ticketing: ticketing and couponing systems are highly complex. Furthermore, the risk of distributing counterfeit tickets is a major problem even for the more advanced and modern systems. Through the use of a web platform that exploits the specific features of Blockchain technology, it’s possible to create a secure and interoperable couponing/ticketing solution that still ensures the best possible end user experience.
SDN Security: the rise of Software-Defined Networks means that there are new ways for hackers to enter a network or system. Securechain is the solution that introduces security gateway into SDN, whilst creating a forensically auditable and unchangeable log of events. Securechain is built on the Ethereum Blockchain.
Secure Authentication: Authentichain is a new authentication system developed using Blockchain Technology. With Authentichain, it is possible to manage a private network of smart devices that are mutually authenticated and verified. It is also possible to easily extend the network and connect it to other networks (e.g. service providers, specialised technical support, etc.) while guaranteeing the actual identity of the parties involved and the traceability of access.
Insurances: over the years, complexity and costs related to the management of insurance processes have undermined the profitability of companies and inhibited the distribution of innovative insurance products. Insurechain is a solution that facilitates the automation of premium calculations, the management of appraisals and the settlement of certain types of claims, ensuring end-user transparency.
IoT (Internet of Things): things rely on the use of the Blockchain technology to manage the authentication and integrity of messaging between themselves, in order to guarantee the use of a safe and reliable IoT network.
In episode 4, we’re exploring the new world in a post-2034 financial collapse that sees the end of the US Dollar as the world’s reserve currency and the rise of the BitDollar — the official global currency representing cumulative global GDP.
In episode 3, we’re following on the post-Nationalist world to a new world where Conscious Capitalism can finally thrive with the help of Blockchain. Tune in for your next instalment of Block Mirror.
Tune in for the second article in a five-part series we’re calling ‘Block Mirror,’ exploring Blockchain’s role in the city of tomorrow. In this episode we will be exploring the lives of four friends who become involved in the Citizen of Earth movement, a campaign driving for decentralised governance, digital currencies and technologically enabled fairer immigration.
This is the first article in a five-part series we’re calling ‘Block Mirror,’ exploring Blockchain’s role in the city of tomorrow. Just like the TV show, Black Mirror, we’ll explore something different in each episode, except we’ll keep the same cast.
Experimentation of the national project will start in January 2020, promoted by CeTIF, SIA and Reply, in collaboration with Bank of Italy and IVASS/, to digitize the management of sureties using blockchain technology.
An emerging phenomenon is right in front of you. A new revolutionary way of funding introduced by blockchain technology.
That’s ICO, and consists of the issuance of new tokens that are sold to investors in exchange of the transfer of funds.
The sale of tokens is comparable to a crowdfunding campaign. Do you wanna know more?
Ten years after Bitcoin rolled out, blockchain disruptors’ efforts seems to have a long way from re-inventing the world in a decentralized fashion.
Indeed, it’s hard to find a single killer Blockchain application. Nevertheless, startups and corporates keep on struggling.
But we have monitored blockchain initiatives worldwide and developed an evaluation model. Take a look.
The first experiment with Blockchain technology in the insurance sector is under way, thanks to the initiative led by ANIA (National Association of Insurance Companies), with the collaboration of Reply, CeTIF (Research Centre on Technology, Innovation and Financial Services) - Università Cattolica del Sacro Cuore in Milan and with the participation of IVASS (Institute for Insurance Supervision)on the Scientific Committee.
In August 2017, the British government released a position paper on future customs arrangements with the EU following Brexit. Among other things, the paper suggested that new technology would address some of the challenges of maintaining trade “as frictionless as possible”. In this paper, we are looking at what
blockchain can and can’t do to address this challenge.
Brexit’s Irish trade problem looks ever more complex, assuming that the UK continues with its intent to leave the customs union and single market. Though the UK Government has not proposed it, blockchain-based supply chains with RFID might offer some part of an answer.
Protocube Reply, Technology Reply and Reply Consulting take part in Dig.it4Fashion, now in its 2nd edition, entirely focused on the study of innovation in the digital fashion industry.
When it comes to overcoming the current crisis in the Italian financial sector, according to economist Stefano Zamagni, new technologies like Blockchain could play a crucial role.
Curtains fell on Consensus 2017, the most highly-anticipated blockchain showcase, and Reply delegates matured a clearer view of possible future paths and ecosystem evolutions. The event, held by Coindesk in New York from May 22 to 24, featured more than 100 speakers and 2000 attendees from big corporates, start-ups, VCs and institutions.
Computing checks out cutting-edge innovation and chats to Reply's Filippo Rizzante. Computing visited the annual
Reply Xchange event in London this month to catch up on cutting-edge developments in areas such as the IoT and blockchain technology.
As the news stories around blockchain increase at a furious rate, it can be hard to separate the hype from the reality. This is especially true as the majority of the working use cases are still in finance and many of the other existing startups tend to be very specific and too early stage to report anything concrete. Reply provides perspective on the future of blockchain usage.
Blockchain triggers a disruption that resembles the development of the Internet. Blockchain could revolutionise how contracts are concluded, how bank transactions are processed, how rights (copyrights, etc.) are managed or how day books are handled.
The article explores at a high level the technology and application of blockchain, and some of its endless potentials. As we are living in times where the word ‘trust’ plays a vital role, blockchain can be considered as today’s revolution, the beginning of a new era. It is the gap-filling answer: a reliable solution that helps two or more parties to connect and trust each other directly, able to link individuals no matter of their distances and cultural backgrounds.
Reply takes part in the Digital Finance World Forum in Frankfurt on 1- 2 March 2017, a two days dedicated to the hottest information about Blockchain, bitcoins, Big Data and the Internet of Value.
On Friday 30 September 2016, Reply hosts an event, dedicated to Blockchain Applications in a clear framework of business innovation. The event takes place at Sefton Hotel, Isle of Man.
Cluster Reply and Leadvise Reply in cooperation with Microsoft organize the Blockchain Business Summits 2016 at the Microsoft Offices in Cologne (28 Sep), Munich (6 Oct) and Hamburg (2 Nov), offering the opportunity to get in contact with leading Blockchain strategists, architects and developers and to discuss topics of individual interest.
On Tuesday 24 May 2016,
Reply hosts an Executive Meeting dedicated to
Blockchain Applications for different industries: Banking, Telco and Retail. The event takes place at Firmdale Covent Garden Hotel,