,allowExpansion)
"IDH Credit Risk Reporting" at Sparkasse Baden-Baden Gaggenau
Together with Fincon Reply, Sparkasse Baden-Baden Gaggenau has expanded its "IDH reporting" to include new credit risk analyses and has trained specialist departments in their effective application.
The scenario
Datenbasiertes Entscheiden in der Sparkassen-Finanzgruppe
"IDH Reporting" is a reporting and analysis application from Finanz Informatik developed specifically for the Sparkassen-Finanzgruppe. This tool enables access to and visualization of data from the Integrated Data Repository (IDH) for various areas of application. With IDH Reporting, savings banks can create reports and perform analyses to support their business decisions and meet regulatory requirements.
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The challenge
Customized
report integration
& user training
In order to include additional information in its reporting system alongside the standard set of reports and to replace its own reports, Sparkasse Baden-Baden Gaggenau commissioned the experts at Fincon Reply. As part of a targeted knowledge transfer, additional reports were to be integrated into the IDH. Another goal of the project was to train specific user groups in the use of IDH reporting.
The solution
From individual reports to standardized solutions
During a workshop, the individual components of the customized credit risk report were analyzed in detail and compared with the existing standard reports. By making targeted adjustments to the existing requirements, it was possible to identify standard reports that will cover reporting in the future. Individual reports from the savings bank were also integrated. In addition, SQL database queries were developed to permanently reduce the manual effort involved in data selection in the credit risk report. At the same time, a customized training concept was implemented to ensure that users were optimally equipped.
Deepen the role and rights concept in IDH reporting and apply it to new reports
Apply general use and other functional areas of IDH reporting
Use and build report templates and instances
Individualization of standard report templates
Export options for data from the IDH reporting
Subjects (batch processing of report templates and instances) use
Replace individual credit risk reports with the standard reporting in IDH reporting
The result
Flexible reports thanks to consolidated components
The integration of individual reports into the overall reporting system has enabled the credit risk report to be created and processed in a cost-effective manner. Practical questions from the savings bank were answered in a targeted manner and effective knowledge transfer was ensured to expand the scope of use of IDH reporting. The savings bank is now able to efficiently create additional credit risk reports using IDH reporting. The necessary report components have been consolidated and can be customized independently in the future. The sample process for report creation, which is tailored to the savings bank's requirements, will serve as the basis for creating additional credit risk reports in the future.
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Sparkasse Baden-Baden Gaggenau is a public-sector financial institution serving the city of Baden-Baden and the surrounding Murg Valley in central Baden. With approximately 336 employees, it supports private individuals, businesses, and local authorities across 17 branches and self-service points, complemented by an extensive ATM network. As a community-oriented savings bank, it offers a full range of modern financial services – from current accounts, investment and pension products, to financing solutions, public subsidy schemes, digital banking, and mobile payment options. Funds generated are reinvested locally in regional projects and initiatives. Through its strong customer focus, broad social engagement – including its own savings bank foundation and cultural events – and a consistently sustainable business approach, Sparkasse Baden-Baden Gaggenau plays a vital role in the economic, social, and cultural development of its region.
Fincon Reply is a business and IT consulting company focused on the financial services industry. Fincon Reply advises banks, the savings bank financial group, insurance companies, and near-financial companies, as well as their suppliers, proactively in their digital transformation. The company supports on-site with specialized consulting and development teams and delivers turnkey solutions.