Using a credit monitoring system it is possible, through the combination and application of simple rules, to develop indicators with a more or less fine granularity, with dynamic parameters, which allow you to register incoming alarms when one of the customers in the portfolio meets the established constraints.
In this way it is easy to monitor every day which and how many customers caused the activation of one or more alarms and, in case they remain on for a prolonged period, it will be necessary to initiate immediate actions that provide direct contact with the customer, through appropriate communication systems. This procedure makes the user aware of the monitoring of his status, inviting him to take actions to prevent the NPLs cases.