Avantage Reply, part of the Reply Group, specializes in Financial Services consulting with a focus on Governance, Risk and Finance Transformation, Treasury and Capital, Quantitative Modelling, Compliance and Regulatory Advisory. Since its establishment in 2004, Avantage Reply has been committed to industry specialization (financial services) offering insights and in-depth experience. Avantage Reply works with board members, CROs, CCOs, COOs and CFOs, senior and mid-management finance and risk executives of leading financial services institutions.
With offices across Europe and the United Kingdom, Avantage Reply counts some of the world’s most significant financial groups among its clients, including in Investment, Retail and Commercial Banking, Custodian Banking, Insurance and Investment Management.
Risk
We work with risk functions to address the implications of various change drivers, with the aim of considering risk as an opportunity to drive business insight and improvements to enhance value.
Insurance
We help insurance companies and insurance market players to evaluate and manage their risks with a unique combination of traditional and innovative actuarial skills, leveraging on our deep knowledge of the existing practices and the emerging technology solutions.
Finance
We work with CFOs to enable their finance functions to cope with the impact of regulatory change and other initiatives with the aim of improving efficiency, ensuring compliance and contributing value to the business.
AML/AFC Conduct & Compliance
We help our clients address the complex challenges arising from their regulatory compliance obligations including market conduct, customer conduct, financial crime and anti-money laundering, data protection, and more.
Technology
Technology is in our DNA. We work with our clients to design, develop and implement innovative technology solutions – including vendor solutions – that address their risk, finance and compliance challenges.
Our risk consulting teams are focused on helping clients formulate and execute plans to address a variety of changes emanating from regulation as well as strategic, technological and operational initiatives. Our diverse team of specialists covers all major risk types (especially credit, market, liquidity, operational) and features a strong quantititive risk capability.
Our team of specialists assists clients with actuarial techniques and innovative solutions in the life and non-life insurance industry. We can contribute with sought-after actuarial competencies in the space of traditional actuarial services (e.g. M&A, Actuarial Function, Risk management & modelling) as well as in the space of new insurance trends like big-data analysis, parametric insurance pricing, digital transformation and emerging risks.
Our finance specialists work within finance functions (including financial management, treasury, reporting), to help them address multiple challenges (a competitive cost environment, a changing regulatory landscape, technological disruptions and opportunities).
Our compliance specialists support clients throughout the entire compliance lifecycle, from assessing and interpreting existing and new regulations to implementing the resulting requirements, while considering business impacts. We provide end-to-end guidance across all compliance matters, including anti-financial crime (AFC), transparency, conduct risk, enhanced due diligence, and regulatory governance. Our solutions encompass policy development, operational execution, management information and reporting, governance and control—frequently integrating AI/GenAI technologies. Our risk-based approach proactively anticipates the adoption of novel solutions and methodologies, both for the overall compliance process and for highly specific areas.
Through our multi-disciplinary experts and our strategic vendor alliances, we partner with our clients to help them with their most pressing IT programmes (from 'BAU' systems enhancements through to 'reg-tech' solutions). This includes system selection and implementation, application development, integration into the business. We are focused on being at the cutting edge of innovation delivering solutions in Data Robotics and Machine Learning, for example.
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