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Get auto finance quotes from multiple lenders and find the lowest auto finance rates online. Our automotive finance network allows you to compare auto loan rates in any area, and quickly get a great deal on auto financing. We can find you a great deal regardless of your credit type - bad credit, good credit, no credit - no problem.
We'll find the best rates on auto finance in your area. Our network of automotive finance professionals can help you find low rates, regardless of your credit score!
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| Get Free Quotes |
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Complete our application form—it's quick, free, and there's no obligation. |
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You'll receive multiple quotes from nationwide lenders and local car dealers |
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Buy a new or used car and walk away knowing you got a great deal on your auto loan |
| Compare and Save! |
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We can help you save money on your car loan, regardless of your credit score or credit history |
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Get approved quickly for financing on any make or model vehicle, new or used |
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We partner with lenders who specialize in helping buyers with poor credit |
| Our Service Works! |
| I tried to get financing from local car dealerships and credit unions, and nobody would finance me because my credit history is horrible. By filling out one quick form online, I was able to get quotes from 3 lenders within 5 minutes, and all 3 lenders were offering me great rats on auto finance! |
| C. James, Florida |
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| Frequently Asked Questions |
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Are there any fees associated with this auto loan application?
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No! This is an absolutely free service and there is no obligation. Instantly compare multiple car loan quotes for free. |
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Is my information confidential? |
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We use a safe and secure process and strictly adhere to the guidelines set forth in our privacy policy. |
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What is required to qualify for an auto loan? |
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You must be at least 18 years old, have a social security number and provide residence and employment information. All credit types welcome - the good, the bad, and the ugly. |
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How does this process work? |
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- Complete this safe and secure form - it's free!
- Receive low auto finance quotes from nationwide lenders and local car dealerships
- Compare finance rates and loan options before choosing the best car loan
- Buy a new or used vehicle from a car dealership or private party
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| Q: |
Can I get approved for auto financing if I have bad credit? |
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In almost all cases, the answer is yes. Our auto finance lenders specialize in providing loans to buyers with bad credit, and they will work with you to get you approved. |
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| Q: |
Will I hurt my credit score by applying with multiple lenders for a loan? |
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FICO recognizes auto finance inquiries and de-dupes multiple inquiries made within a 14 day period. Multiple lenders can run your credit, but only one inquiry in a 14 day period will be factored into your credit score. Comparing multiple lenders has the same credit score impact as receiving a quote from a single lender. |
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| Q: |
What kind of vehicles can I buy through this service? |
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Our nationwide network of lenders and car dealers allows you to get an auto loan for nearly any make or model vehicle, whether it is new or used. |
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| Q: |
How much income do I need to qualify for an auto loan? |
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Each lender has a different policy, but many lenders will not approve an applicant with an income less than $1,500 per month. |
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| Q: |
How much will my monthly payment be for an auto loan? |
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Your monthly payment will depend on factors such as your auto loan amount, your down payment, your finance rate, and the length of the loan. |
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Do I need a down-payment to qualify for an auto loan? |
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Most car buyers do not need to provide a down payment to qualify for a car loan, although some auto finance lenders require it. |
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| Q: |
What interest rate will I qualify for? |
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Interest rates are based on a variety of factors, and you will receive auto loan quotes with finance rates once you complete this form. Your credit history and the amount of your down payment are just a couple of the factors involved in determining your finance rates. |
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Can I qualify for a car loan if I have a previous bankruptcy? |
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We work with lenders who specialize in discharged chapter 7 and open chapter 13 bankruptcies. We're able to find financing for buyers with all credit types, including car buyers with past bankruptcies. |
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What if I'm self employed? |
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Generally speaking, being self employed will not prevent you from being approved for a car loan. Your income amount is more important than your employer's name. |
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| Q: |
What if I just started a new job? |
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Car loan lenders look at a variety of factors when evaluating your credit, and employment history is only one of the criteria. Most lenders will offer financing even if you just started a new job. |
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Can I trade-in my current vehicle? |
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Yes! Trade-ins are welcome, regardless of your vehicle's value. Whether you are still making payments, or your vehicle is paid off, we can help. |
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What if I have a previous vehicle repossession? |
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We work with lenders who specialize in offering loans to buyers with poor credit. We've been able to find financing for consumers with repossessions and bankruptcies on their record. |
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What if I've never bought a car before? |
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Everyone has to start somewhere, and our lenders offer a variety of financing programs for first time car buyers. |
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| Q: |
Does buying a vehicle help my credit score? |
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Yes! Obtaining an auto loan is one of the best ways to improve your credit score with Experian, Equifax and Transunion. Your credit score will improve as you make payments on time. |
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