Safeco car insurance personal injury protection (PIP) coverage can protect you against a host of expenses if you're in a car accident
Safeco provides insurance for nearly everything in your life, including homeowners, boat, motorcycle, RV and auto insurance. With your auto policy, you can add Safeco car insurance personal injury protection (PIP) coverage and protect yourself, your family and any passengers riding with you from any number of incidents.
What PIP covers
Safeco car insurance PIP coverage will pay for most medical expenses when you are injured in an accident. You may also be able to apply for up to three years of Safeco auto accident lost wages reimbursement if you are in an accident and unable to work. Your Safeco policy with PIP coverage can take over where your health insurance policy leaves off, paying any medical expenses and wages not covered.
Safeco auto accident disability payments are one feature of its car insurance PIP coverage option. If you are injured in an accident and unable to work, these payments provide you with assistance in paying bills until you are able to go back to work. You may also receive payment for Safeco auto accident rehabilitation expenses if you must go through physical therapy or other long-term rehabilitation services after an injury.
For free quotes on car insurance with personal injury protection (PIP) coverage, click here
In the unfortunate event an accident results in a fatality, your PIP coverage will pay for the funeral expenses of the insured and even others that are in the vehicle at the time. Auto accident funeral expenses under your Safeco PIP coverage can also cover a pedestrian's death or injuries if your vehicle strikes a pedesrtrian or if a named insured on your policy is struck as a pedestrian. (This coverage is not available in all states.)
Is this coverage required?
One of the advantages of Safeco car insurance PIP coverage is that benefits are paid out on covered persons regardless of who is determined to be at fault in an accident. It's one reason why this form of coverage is often referred to as no fault car insurance.
Each state has specific, minimum levels of liability coverage required of its licensed drivers. There are 15 states and the District of Columbia that are considered no fault states for the purposes of car insurance law and coverage and there, licensed drivers are required to carry PIP or some other form of no fault coverage. Like liability insurance, each of these states has minimum requirements on PIP coverage. If you have moved, you may want to check with a local Safeco broker to find out exactly what kind and how much auto insurance you should carry to meet your state's minimum requirements.
Even if your state doesn't require it, carrying Safeco car insurance PIP coverage is an excellent way to add protection for you and your family when you're driving. You may want the advice of an experienced car insurance agent who can answer all of your coverage questions and can show you several competing proposals. Reply! can help in this endeavor by putting you in touch with car insurance agents in your area who can help you determine all the coverage options you should have to meet the unique needs of you and your family.