You'll find Mercury Insurance car insurance coverage for a family with teenagers an excellent option worth serious consideration
If you have young drivers in your family, you may be wondering how adding them to your insurance will impact your premiums. Mercury Insurance car insurance coverage for a family with teenagers allows you to add your child to your plan with the potential for several discounts. To help you determine if this type of coverage is right for your family, here are a few things you should know.
Affordable coverage for any family
Mercury Insurance family car insurance for teenagers offers everything that you need to safeguard your child's driving experience. You can add coverage to your policy that includes everything from basic liability to collision coverage, and you can even add medical coverage, personal injury protection (PIP) and liability coverage for uninsured and underinsured motorists. In most cases, the more coverage you add to your policy, the more you can expect to pay on your premiums. Luckily, Mercury also offers its clients several discounts, including:
- Safe driver discounts
- Multiple car discounts
- Multiple policy discounts
- Good student discounts
If you opt to buy Mercury Insurance car insurance coverage for a family with teenagers, you may be able to save money by insuring multiple cars. You can even select different types of coverage for different vehicles as needed. Your student can earn you additional discounts by getting good grades, thanks to Mercury's good student discount. Finally, if you and your teen practice safe driving habits, Mercury is willing to offer you a discount for that as well.
For free quotes on car insurance policies for your family and your teen driver(s), click here
Other ways to cut costs
The discounts that you may be able to receive when you buy Mercury Insurance teenager car insurance are just the beginning of your savings. By following a few tips from Mercury, you may be able to save even more on your Mercury Insurance car insurance coverage for a family with teenagers. According to Mercury, you should pay close attention to the safety rating of the vehicle that you want your teen to drive.
All vehicles that are currently on the market have been assigned a crash-test score by the National Highway Traffic Safety Administration (NHTSA). By paying attention to a vehicle's score, you ensure the safety of your teen, and Mercury may even reward you with a lower price on your policy.
Because speeding is the cause of most teen accidents, you may want to slow your teen down with a four-cylinder engine. To help avoid rollovers, you may want to consider a car rather than an SUV, as the NHTSA reports that SUVs are three times more likely to roll over than regular cars.
Mercury advises parents to look at the age of the vehicle they are letting teens drive. While cars made before 1997 may be cheaper to insure, they are not as safe as cars that have been manufactured since that year.
Welcoming your teen to your family of drivers is a proud moment that can be tempered by your concerns about protecting your teen driver. To be sure you have the best posisble coverage in place, it might help you to sit down with a local, licensed car insurance agent to discuss all your family's coverage options. An agent is also a great resource for tools and services to help you and your teen driver establish some safe driving ground rules. Reply! can be of service here as we can put you in touch with car insurance agents in your area with experience in helping famlies add teens to the family car insurance policy. Together, you can all decide if Mercury Insurance car insurance coverage is the right move for your family and your teen drivers.